Terms of Use and Privacy Policy for Website, Programs and/or Products by https://thegoldencabinet.ca/

Please read these Terms of Use carefully before purchasing, accessing or using any of our Programs, Products and Services.

View full privacy policy – https://thegoldencabinet.ca/privacy-policy/

Terms of Use

Our Programs, Products, and Services are owned and operated by https://thegoldencabinet.ca/ (“Company”, “we”, “I”, or “us”). The term “you” refers to any purchaser and/or user of any of our Programs, Products and/or Services.

These Terms of Use (“Terms of Use”) state how you may use our Programs, Products and Services and Program Materials, and their content. Please read these Terms of Use carefully. We reserve the right to change these Terms of Use from time to time.

By using any of our Programs, Products and Services you are agreeing to the Terms of Use as they appear and are legally bound by them, whether or not you have read them. If at any time you do not agree with these Terms of Use, please do not use our Programs, Products and Services.

These Terms of Use require the use of arbitration on an individual basis to resolve disputes, rather than jury trials, and limit the remedies available to you in the event of a dispute. You fully understand and agree that by enrolling in, purchasing and/or using any of our Programs, Products, Services and Program Materials that you are waiving certain legal rights and you are voluntarily agreeing to do so.

Privacy Policy

The owner of https://thegoldencabinet.ca/ Spence Pentland, reserves the right to change this Privacy Policy on this website at any time without notice. Use of any information or contribution that you provide to us, or which is collected by us on or through our website or its content, is governed by this Privacy Policy. By using our website or its content, you consent to this Privacy Policy, whether or not you have read it. If you do not agree with this Privacy Policy, please do not use our website or its content.

The owner of https://thegoldencabinet.ca/ Spence Pentland, does not share personal information with third-parties (aka, I will never share, rent, or sell your name or information with anyone) nor do we store information collected about your visit for use other than to analyze content performance through the use of cookies, which you can turn off at anytime by modifying your Internet browser’s settings. The owner is not responsible for the republishing of the content found on this blog on other web sites or media without permission.

To use the website or its content, we may seek personal data including your name, e-mail address, street address, city, state, billing information, or other personally identifying information (“Confidential Information”), or you may offer or provide a comment, photo, image, video or any other submission to us when visiting or interacting with our website and its content. By providing such Information to us, you grant us permission to use and store such information.

Your Information is stored either by us internally or through a data management system. Your information will only be seen by those who help to obtain, manage or store that Information, or who have a legitimate need to know such iformation.

Unsubscribe Policy: You may unsubscribe to our e-newsletters or updates at any time through the unsubscribe link that can be found at the bottom of all e-mails.

We manage e-mail lists through a list management system. Unsubscribing from one email list managed by us may not remove you from all email lists. If you have questions or are problems unsubscribing, please contact us at spence@yinstill.com.

No Spam Policy: We will never rent, sell, or share your email address or personal information. To ensure compliance with the CAN-SPAM Act of 2003 (and in good faith to you) we will never email misleading information. As always, you have the right to unsubscribe from our email newsletters or updates at any time by clicking the unsubscribe link that can be found at the bottom of every email.

EU Residents have certain additional rights regarding the Privacy Policy, including the right to object to the collection or processing of certain data on certain bases, the right to access, modify or correct their data, the right to have their data deleted or forgotten, the right to the portability of their data, the right to have their data restricted, as well as the right to withdraw their consent after consent has been provided. Finally, your EU visitors should also be notified that they have the right to lodge a complaint if they believe you have violated your obligations under the GDPR. Again, if you have questions, please email spence@yinstill.com.

Informational and Educational Purposes Only

The information provided in or through this Website is for educational and informational purposes only and solely as a self-help tool for your own use.

Not Legal or Financial Advice

I am not an attorney, accountant or financial advisor, nor am I implying that I am. The information contained in this Website and all Programs/Products/Services we offer is not intended to be a substitute for legal or financial advice that can be provided by your own attorney, accountant, and/or financial advisor. Although care has been taken in preparing the information provided to you, I cannot be held responsible for any errors or omissions, and I accept no liability whatsoever for any loss or damage you may incur. Always seek financial and/or legal counsel relating to your specific circumstances as needed for any and all questions and concerns you now have, or may have in the future. You agree that the information on our Website/Programs/Productsis not legal or financial advice.

Personal Responsibility

You acknowledge that you are participating voluntarily in using our Website/Programs/Products and that you are solely and personally responsible for your choices, actions and results, now and in the future. You accept full responsibility for the consequences of your use, or non-use, of any information provided on or through this Website, and you agree to use your own judgment and due diligence before implementing any idea, suggestion or recommendation from my Website to your life, family or business.

No Guarantees

My role is to support and assist you in reaching your own goals, but your success depends only on your own effort, motivation, commitment and follow-through. I cannot predict and I do not guarantee that you will attain a particular result, and you accept and understand that results differ for each individual. Each individual’s results depend on his or her unique background, dedication, desire, motivation, actions, and numerous other factors. You agree that there are no guarantees as to the specific outcome or results you can expect from using the information you receive on or through our Website/Programs/Products.

Earnings Disclaimer

Any earnings or income statements or examples shown through our Website are only estimates of what might be possible now or in the future. There can be no assurance as to any particular financial outcome based on the use of our Website. You agree that I am not responsible for your earnings, the success or failure of your personal or business decisions, the increase or decrease of your finances or income level, or any other result of any kind that you may have as a result of information presented to you through our Website/Programs/Products. You are solely responsible for your results.


I present real world experiences, testimonials, and insights about other people’s experiences with my Website for purposes of illustration only. The testimonials, examples, and photos used are of actual clients and results they personally achieved, or they are comments from individuals who can speak to my character and/or the quality of my work. They are not intended to represent or guarantee that current or future clients will achieve the same or similar results; rather, these testimonials represent what is possible for illustrative purposes only.

Assumption of Risk

As with all situations, there may be unknown individual risks and circumstances that can arise during use of my Website that cannot be foreseen that can influence or reduce results. Any suggestion or recommendation on or through my Website/Programs/Products is to be taken at your own risk, with no liability on my part.

Limitation of Liability Notice

By using the Website, Products or Programs, you agree to absolve us of any liability or loss that you or any other person may incur from use of the information, products or materials that you request or receive through or on my Website. You agree that I will not be liable to you, or to any other individual, company or entity, for any type of damages, including direct, indirect, special, incidental, equitable or consequential loss or damages, for use of or reliance on my Website. You agree that I do not assume liability for accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease or condition or issue, or any other type of loss or damage due to any act or default by me or anyone acting as our agent, consultant, affiliate, joint venture partner, employee, shareholder, director, staff, team member, or anyone otherwise affiliated with my business or me, who is engaged in delivering content on or through our Website/Programs/Products.

Indemnification / Release of Claims

You hereby fully and completely hold harmless, indemnify and release me and any of my agents, consultants, affiliates, joint venture partners, employees, shareholders, directors, staff, team members, or anyone otherwise affiliated with my business or me from any and all causes of action, allegations, suits, claims, damages, or demands whatsoever, in law or equity, that may arise in the past, present or future that is in any way related to my Website/Programs/Products.

No Warranties


Affiliate Links

Some links on https://thegoldencabinet.ca/ may be affiliate links. If you click on these links and purchase something, I make a commission, at NO extra cost to you. The commission comes out of the host website’s income. I only recommend products that I have experience with and trust. If you have questions about affiliate links or any products I recommend, please contact me at spence@yinstill.com

Comments Policy

The owner of this website reserves the right to edit or delete any comments submitted to https://thegoldencabinet.ca/ without notice if:
  1. Comments are deemed to be spam or potential spam.
  2. Comments include profanity.
  3. Comments contain language or concepts that could be deemed offensive.
  4. Comments attack a person individually.

Comments, thoughts, questions,...